Find Your Dream Home in Toronto & the GTA

Expert guidance, proven results. Partner with Shan Cheema to navigate Canada's most dynamic real estate market.

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Our Process

1 - The Initial Consultation

Every great partnership starts with a conversation. We will sit down (or hop on a quick call) to discuss your goals, budget, and must-haves. Whether you are looking in downtown Toronto or the broader GTA, we will map out a clear strategy tailored to you.

2 - Curated Property Search

Say goodbye to endless scrolling. Leveraging my 10+ years of local market expertise, I will filter out the noise and send you a hand-picked list of properties that perfectly match your criteria.

3 - Private Showings & Viewings

Once you spot a listing you love, I will arrange a private showing. We will walk through the properties together, where I will point out both the hidden gems and any potential red flags you need to know about.

4 - Making the Offer & Negotiation

When we find "the one," I will run a comparative market analysis to ensure you are paying the right price. I will draft the paperwork, submit a strong offer, and negotiate aggressively on your behalf to get you the best possible terms.

5 - Due Diligence (Inspections & Financing)

An accepted offer is just the beginning. I will guide you through the home inspection process, coordinate with your mortgage broker, and use our secure online portal to make document signing and uploading a breeze.

6 - Closing & Key Handover

We will do a final walkthrough to ensure everything is perfect. Once the paperwork is finalized and the funds are transferred, I get to do my favorite part of the job: handing you the keys to your new home!
FAQ
1

Am I required to sell my home with you afterward?

No, there is no obligation to list your home with SC Realty Group later. While we had this requirement in the past, we removed it to provide our clients with complete peace of mind.

2

How does your company generate revenue?

When you purchase a property, we earn a standard commission (typically 2.5%) from the seller for representing you as the buyer. We keep a small portion of this and provide the majority back to you upfront. This boosts your buying power and helps bridge the gap between your current savings and the required down payment.

3

What are the qualifications for this program?

You can find out your approval amount in seconds by submitting an application through our online portal. Typically, to be eligible, you need a personal or combined household income of $90,000 or more, along with at least $15,000 in savings.

4

Can the down payment boost help me qualify for a mortgage?

Absolutely. SC Realty Group's down payment boost can be included in your pre-qualification calculations. Factoring this boost into your financial profile can enhance your purchasing power and strengthen your mortgage application, giving you the confidence to explore a wider range of homes.

5

Does applying impact my credit score?

Not at all. Our initial qualification process is based entirely on your household income and current savings, so your credit score remains unaffected.

6

Does SC Realty Group work with buyers who are already pre-approved?

Yes, we do. SC Realty Group can actually enhance your existing pre-approval by supplementing your savings. This increases your overall purchasing power, making higher-value properties more attainable.

7

How does SC Realty Group differ from traditional real estate agencies?

We have eliminated the heavy overhead costs typical of traditional brokerages, such as massive sales teams and manual account management. This efficiency allows us to turn our commissions into your down payment boost. Additionally, our realtors operate on a performance-based model, ensuring you get exceptional, dedicated service from start to finish.

8

What can I expect during a consultation with SC Realty Group?

In an SC Realty Group consultation, we focus on understanding your specific real estate goals and how we can best support them. We will go over down payment boost options customized for you, help you navigate the pre-approval process, and set you on a confident path toward homeownership. Our primary goal is to make your buying journey as seamless and rewarding as possible.